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FIRST-TIME HOMEBUYERS
Read This If You're Buying Your First Home
This crash course is designed for first-time homebuyers in the Grand Junction, CO area
As a first-time homebuyer in the Grand Junction, CO area, you're likely wondering where to start. First Choice Financial Of The Western Slope has created this handy guide to help you understand your mortgage options and find the right home within your budget.
We'll guide you every step of the way. Let's get started.
Buy your dream home in 7 steps
The homebuying process might seem complex, but you only have to focus on a few things:
Decide what you can afford
figure out your budget, then use a mortgage calculator to estimate your monthly payments.
Get preapproved for a mortgage
contact us to speak with a mortgage lender in Grand Junction, CO.
Hire a Realtor and search for homes
be sure to consider factors like your commute and the school district in your home search.
Make an offer on a home
your real estate agent can help you negotiate a fair price.
Select your loan program
your mortgage lender can explain the differences between fixed-rate, adjustable-rate, FHA, VA, USDA, DPA and jumbo home loans.
Get your house inspected and appraised
an appraisal is for lending purposes, and an inspection is for your peace of mind.
Sign paperwork to close the sale
congratulations on becoming a homeowner!
Contact us to get started!
Click below to start your journey today!
Wondering what financing options are available to first-time homebuyers? Call 970-683-1910 now to explore your options with our team.
