Beyond Conventional
Every traditional home loan has a limitation on cash funds. What do you do when you want to go big for your new home? We have Jumbo Home Loan options that allow you more cash allocation than many traditional loans. It’s just the extra help you need to fulfill your most cherished dream—a beautiful home. More importantly, we have a second mortgage option for those who want a second loan against their home equity for renovations or improvements. Get in touch with us to learn more.
2023 Jumbo Home Loan Eligibility
Minimum Credit Score 700
Debt-To-Income Ratio 43%
Loan Limit $726,200 or Higher
Financing up to $3 Million
Second Mortgage
Cash Out without Touching Your First Mortgage
Up to 90% Combined Loan to Value
Fixed Rates, Interest Only, and Revolving Lines Available
Pay Down Your High-Interest Credit Cards, Go On Vacation, or Start a Business. The Options Are Yours!
Must Have Equity to Borrow Against
Stable Income
Debt-To-Income Ratio Lower than 43%
Primary, Second Homes and Investments
DSCR—Designed For The Investor
No Income Verification—Based on Rental Inc.
As Low as 620 Credit Score
Offered for LLCs
Reverse Mortgages
For Borrowers 62+
No Monthly Mortgage Payment
Supplemental Cash Flow
Bank Statement Programs
Qualify for a Purchase or Refinance with 12-24 Months Bank Statements
Business or Personal
Up to 90% Loan to Value
No Mortgage Insurance Required
DACA
Born After June 16th, 1981
Came to U.S Before 16th Birthday
Continuously Resided in U.S. Since June 15, 2007
ITIN
Both Resident and Non-Resident Aliens with an ITIN Number Qualify for a Primary Home Purchase of up to 90% Loan to Value.
Investors up to 75% Loan to Value
Tax Returns Required
ITIN Paperwork Required