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- Start a business
- Buy an investment property
- Remodel or update your home
The sky's the limit, and home values are high. Instead of refinancing, get a 2nd mortgage to reach your goals.
Home Equity Line of Credit
A HELOC is a line of credit that is secured by your home, giving you a revolving credit line to use at your will. It can be used for large purchases such as renovations, tuition, or emergency expenses.
Home Equity Loan
Similar to a cash out refinance, a home equity loan will provide you with a lump sum of cash; as much as 95% of your home's equity. It acts as a 2nd mortgage, where a cash out refinance transforms your first mortgage into a completely new mortgage.
